As stated above there are a lot of things to consider to on body vehicle carry. Clothing, ie jackets, shirt untucked, seat belts(big problem). You need to try it before using it. As I said earlier, cross draw works best MOST of the time.
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I would assume the main purpose of having a gun in your vehicle would be for personal protection. That being said, if it is not easily accessable, why have it. Also, having it on your person and holstered isn't the best solution, unless you use a cross draw. So, easy access, out of sight...