Had a phone conversation with my local agent's asst today, she tiptoed about "a what if" that I posed to her.
If anyone can tell me if I am incorrect, please correct me; as this makes NO sense.
The question I asked her:
"If my wife and I are listed as the primary drivers of our two vehicles, and anyone driving them, we are covered, then why do I have to list my 16 yr old?"
Well sir, its liability if he gets in an accident...
"he's a minor, I'm liable either way..."
That would be correct sir....
"and anyone driving my vehicle is covered, correct."
Yes sir..
"so why do Imhave to list my son?"
It's the law in the state of La...sir
So why then, other than to jack up my annual premiums, should I list my 16 yr old under my auto insurance policy?
If anyone can tell me if I am incorrect, please correct me; as this makes NO sense.
The question I asked her:
"If my wife and I are listed as the primary drivers of our two vehicles, and anyone driving them, we are covered, then why do I have to list my 16 yr old?"
Well sir, its liability if he gets in an accident...
"he's a minor, I'm liable either way..."
That would be correct sir....
"and anyone driving my vehicle is covered, correct."
Yes sir..
"so why do Imhave to list my son?"
It's the law in the state of La...sir
So why then, other than to jack up my annual premiums, should I list my 16 yr old under my auto insurance policy?