Credit Cards Used to Track Gun Purchases.

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  • Bigchillin83

    Well-Known Member
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    96   0   1
    Feb 27, 2012
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    Livingston
    I believe it… I heard years ago places like Walmart and dicks was turning over names of people who bought ammo with debit/credit cards…
     

    DBMJR1

    Madame Mayor's Fiefdom
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    23   0   0
    Jul 27, 2008
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    New Orleans, La.
    They’ve been tracking purchases for a while.
    What they are referring to : The company that is responsible for the four digit codes that classify a charged purchase have plans to create a new code for firearms. Previously firearms sales were lumped in with sporting goods.
    Now it you buy your firearm from a sporting goods store, it'll still be coded as 'sporting goods'. If you buy it from PSA, or Bear Creek, etc., it'll be coded as a 'firearm', in the near future.
     

    general mills

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    10   0   0
    May 1, 2010
    1,539
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    Denham Springs (BR,Hammond area)
    If you are unhappy with the credit card companies about this, try this. I have been unhappy with credit card companies for a while. I have many but all without an annual fee. I never carry a balance, pay it as soon as I use it, so I pay no interest. They just pay me cash back. And I never zero a balance, always pay at $0.01 over balance. No paperless billing, so the credit card companies are spending $0.60 to tell me I have a $0.01 credit every month. I figure between the monthly 60 cents and the cash back I get without paying interest or an annual fee, I have been costing them money for years, and they have just been paying me.
     

    AustinBR

    Make your own luck
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    15   0   0
    Oct 22, 2012
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    If you are unhappy with the credit card companies about this, try this. I have been unhappy with credit card companies for a while. I have many but all without an annual fee. I never carry a balance, pay it as soon as I use it, so I pay no interest. They just pay me cash back. And I never zero a balance, always pay at $0.01 over balance. No paperless billing, so the credit card companies are spending $0.60 to tell me I have a $0.01 credit every month. I figure between the monthly 60 cents and the cash back I get without paying interest or an annual fee, I have been costing them money for years, and they have just been paying me.
    Every time you swipe your card, they are getting 1% to 3% in interchange fees.

    If you spend $10,000 a year on your credit card, it's quite possible that the credit card company is making ~$300 bucks off of you. Even if they spend $7 a year in stamps + $x in processing fees + whatever cash back you're getting, they're still making money and winning off of you.
     

    AustinBR

    Make your own luck
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    15   0   0
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    Plus, to add, why would you be unhappy with credit card companies? They literally PAY you to use their things.

    Also, don't discount cards with annual fees. If you play your cards right (pun intended!) you can very easily make considerably more than if you had just "free" cards.
     

    general mills

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    10   0   0
    May 1, 2010
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    Denham Springs (BR,Hammond area)
    Plus, to add, why would you be unhappy with credit card companies?
    I never had a credit card until I was in my late 20's, wanted to stay away from them. I moved to Baton Rouge in 2004 and had trouble getting an apartment without paying the entire lease up front because I was told my credit score was 0. I had never heard of such a thing. I had 10 years of perfect rental history, a closed, paid off early vehicle loan with no discrepancies, never had trouble getting an apartment before. If I wanted to get an apartment in the normal fasion, the most practical way to get it was to get a credit card to "unlock" my credit. I felt that I had given no reason to assume I was a risk to rent an apartment to other than I was not in the credit card game, a game I had chosen not to play. Now that they had implemented this score system, it made it difficult to get along in life without being in the game. I felt it was pushed on me, if I didn't want life to be difficult than I better pay tribute to the credit companies. Since then I have tried to get the best score possible while paying as little as possible, and costing them if I can.

    Wasn't trying to de-rail thread, just showing a way that perhaps if people were unhappy about them classifying gun purchases, they could perhaps hit card companies in the pocket book. At least have them make less money off of them.
     

    thperez1972

    ESSAYONS
    Staff member
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    10   0   0
    Dec 28, 2015
    5,803
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    Baton Rouge, LA
    What they are referring to : The company that is responsible for the four digit codes that classify a charged purchase have plans to create a new code for firearms. Previously firearms sales were lumped in with sporting goods.
    Now it you buy your firearm from a sporting goods store, it'll still be coded as 'sporting goods'. If you buy it from PSA, or Bear Creek, etc., it'll be coded as a 'firearm', in the near future.

    I think your post is saying what I believe will take place but the video, posted yesterday, linked to in post #13 seems to suggest otherwise. The guy from NSSF put forth a scenario about buying duck hunting gear from some place like cabela's or academy. He talked about buying clothes, decoys, and a bunch of stuff in the same transaction as a shotgun and how the result would show up as a gun purchase with the total being whatever the total was.

    I thought the code was to describe the merchant rather than a purchase. If so, buying a couple of guns at cabela's would show up as a large purchase at a sporting goods store. And buying some backpacks from a gun shop for me and some friends would show up as a gun store purchase even though no guns were bought. Do you know if I'm understanding that right?
     

    DBMJR1

    Madame Mayor's Fiefdom
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    23   0   0
    Jul 27, 2008
    2,340
    113
    New Orleans, La.
    I think your post is saying what I believe will take place but the video, posted yesterday, linked to in post #13 seems to suggest otherwise. The guy from NSSF put forth a scenario about buying duck hunting gear from some place like cabela's or academy. He talked about buying clothes, decoys, and a bunch of stuff in the same transaction as a shotgun and how the result would show up as a gun purchase with the total being whatever the total was.

    I thought the code was to describe the merchant rather than a purchase. If so, buying a couple of guns at cabela's would show up as a large purchase at a sporting goods store. And buying some backpacks from a gun shop for me and some friends would show up as a gun store purchase even though no guns were bought. Do you know if I'm understanding that right?
    Yes. This is my understanding.

    The LGS is toil at is a DBA of Topper World. If you purchase a firearm from us, it will be coded as 'Automotive Accessories'.
     

    Ddk85

    Well-Known Member
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    8   0   0
    Aug 19, 2022
    123
    28
    Near Albany La
    Rating - 0%
    0   0   0
    Feb 22, 2019
    11
    1
    Waller Texas
    I stopped ordering online last year, due to my info being stolen. Glad I did, although it's probably been going on for awhile. They will find a way to get what they want, no matter what. Sure wish the right was as organized and motivated, like the left. When they disagree with something, they make their voices heard.
    Well, here is the kick in the ass that got me. I went to a Gander Mountain outlet and used my GM Master Card a few years before Gander went under, to buy two boxes of ammo and some camping gear. When I got the CC statement, it had the brand and caliber of the ammo listed independent of the other items I purchased. I have bought NOTHING in the way of ammo or firearms on a card after that.
     

    Core

    Salt
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    0   0   0
    Mar 5, 2011
    248
    28
    Maine
    This is going to disappear very soon. I think this is in the wrong thread, should be in the waste of bandwidth thread, lol
    It's worth echoing because it takes years for citizens to accept the collective truth. Democrats still believe Trump is selling nuclear secrets to the Russians: because of the FBI's political meddling. Banks can be regulated hard for this so everyone get to work.
     

    sawgrass

    Hunka Hunka burning lead.
    Rating - 100%
    21   0   0
    Mar 17, 2008
    802
    28
    Hammond
    Breitbart is reporting: "Over 100 GOP Reps. signed a letter that went to Visa, Mastercard, and American Express CEOs yesterday, asking why they flip-flopped to support recategorizing gun sales merchant codes and which gun sales they plan to flag as "suspicious."
     

    GunRelated

    Well-Known Member
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    41   0   0
    Feb 22, 2012
    3,605
    113
    Walker, La
    Breitbart is reporting: "Over 100 GOP Reps. signed a letter that went to Visa, Mastercard, and American Express CEOs yesterday, asking why they flip-flopped to support recategorizing gun sales merchant codes and which gun sales they plan to flag as "suspicious."
    They sure showed them. "We demand to know why you did this!"
     
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