EM696 and I were on the same wavelength at the same time. He was a minute quicker than I was posting his thoughts. Both of us apparently have had the same good experience with USAA, however.
I would have stayed with Safeco if it was only a $100 increase. But mine was set to increase by $1782. In 2023 I paid $2171, and it was set to increase to $3953 for the new policy that renewed in August. That's in addition to the $931 flood Insurance (an increase of $150) and $2000 property tax.State Farm went up $100 or so but our property valuation was a little higher too -sub 1k sqft def has it's advantages!
State Farm wouldn't write me a policy . She said that it was because we have only a volunteer fire dept, not a full time fire dept.State Farm went up $100 or so but our property valuation was a little higher too -sub 1k sqft def has it's advantages!
But , is that how it works ? Or will they make you rebuild and submit receipts ?Part of me is wanting a Cat 5 to wipe me out so I can take my $850K (minus deductible) and GTF out of here.
like this??? lolYou know, living in a van down by the river isn't looking all that bad, Plus you would have lots of extra travel money if you lived in a van down by the river?
I have Cash-Out Option so if I have a total loss, I will receive the replacement cost amount whether I decide to rebuild or not.But , is that how it works ? Or will they make you rebuild and submit receipts ?
Apparently you haven't gotten a quote on auto insurance recently, they stick it to you too. Louisiana (actually New Orleans area) has some of the highest rates in the Country.You know, living in a van down by the river isn't looking all that bad, Plus you would have lots of extra travel money if you lived in a van down by the river?