Woman says she tracked down her own stolen car after slow NOPD response
The undermanned NOPD is having trouble responding to crimes in a timely manner.
www.wwltv.com
Or they could just exchange information. But most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything.Getting like that all over. Priority is given to crimes in progress etc, property crimes get pushed to the bottom of the pile. We started taking a lot of reports over the phone which is really no different than the report if an officer came out. Some people insist on an officer coming out and it ties someone up that could be going to a call such as her vehicle recovery. I’ve seen people wait hours for someone to come out to a parking lot crash instead of just giving the info over the phone.
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Or they could just exchange information. But most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything.
JPSO Has been doing phone reports for property crime with no evidence (DLR) for 20 years though.Getting like that all over. Priority is given to crimes in progress etc, property crimes get pushed to the bottom of the pile. We started taking a lot of reports over the phone which is really no different than the report if an officer came out. Some people insist on an officer coming out and it ties someone up that could be going to a call such as her vehicle recovery. I’ve seen people wait hours for someone to come out to a parking lot crash instead of just giving the info over the phone.
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Seen a few there. That exit looks like the wrong exit on a horror or serial killer movie.She's lucky she found her car in such good condition. A lot of times, they will take the car to the end of Michoud Blvd and burn it.
PD Report is required as it's part of the investigative process to confirm the facts of the loss - not to handwave away liability. It's just one part of the process, the same as performing a scene inspection or requesting LSP photo lab images. Your home insurance requires it for the same reason when involving Theft or VMM losses.Or they could just exchange information. But most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything.
Same in Laffy!!Traffic citations in Algiers are a thing of the past. No cameras, no cops, no rules.
PD Report is required as it's part of the investigative process to confirm the facts of the loss - not to handwave away liability. It's just one part of the process, the same as performing a scene inspection or requesting LSP photo lab images. Your home insurance requires it for the same reason when involving Theft or VMM losses.
I think you misconstrued my point - I was referring to Carriers requiring it, not statutory law. It was in reference to your "most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything," and was clarifying why Carriers require a report (when available).Any requirement for a police report is part of the civil agreement between the insurance company and the driver. The law does not require a police report for an accident unless special circumstances are met. According to the law, you must either report the accident to the police or provide your information. Failure to do either one of those is a hit and run. Providing your information but not waiting for the police is risky but legal. There's always the chance the other driver will tell the police you didn't give them your information.
From LA R.S. 14:100:
Hit-and-run driving is the intentional failure of the driver of a vehicle involved in or causing any accident, to stop such vehicle at the scene of the accident, to give his identity, and to render reasonable aid. "To give his identity", means that the driver of any vehicle involved in any accident shall give his name, address, and the license number of his vehicle, or shall report the accident to the police.
If there's an accident on private property, absent some special circumstances, a police report is not an option.
I don't believe I misconstrued your point. The first sentence of my reply in post #14 mentioned the requirement was only from the carriers. And if's it's only about knowing if there was a loos or damage, an estimate from a body/repair shop will accomplish that. Knowing the facts of the loss or damage will tell the insurance company if the loss or damage is covered by the policy. If the facts show the damage was caused by something not covered or if the damage was caused by someone else, the facts will allow the insurance company to either not cover the repairs by either denying the claim or by filing a claim with the other party's insurance. In other words, the "insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything." That is unless the insurance companies are just busybodies and are just curious about the juicy details.I think you misconstrued my point - I was referring to Carriers requiring it, not statutory law. It was in reference to your "most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything," and was clarifying why Carriers require a report (when available).
I'd be willing to guarantee it!I wonder if she voted for Teedy in the the last election, but is then gonna turn around and gripe about how she can't get any response?
Or they could just exchange information. But most insurance companies want a police report so they can use it to assign blame and deny responsibility for having to pay anything.
Exactly.
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Just part of the process if the adverse party is combative, unfortunately. I've had dashcam footage showing a woman pulling in front of our insured's rig and slamming the brakes, an accident reconstruction expert confirm the hard braking event, two witness statements of the event, a third witness who saw her attempt the same thing to another truck earlier on the interstate, and the PD Report's officer narrative stating she told him she did it to "teach him a lesson" (total stranger btw). The claim still took about 4-5 months to deny and close out. Legal system is what makes this process so laborious.I have installed front view dash cams in my trucks that record real time video and intermittent snapshots and STILL get sued by the sh*tbags that run into or cause the accidents to my trucks; police report or not!
I hate parasites!